Terms & Conditions
Last updated: October 19, 2026
1. Acceptance of These Terms
By accessing or using the Housing Resolutions website, or by submitting information through any form on it, you agree to these Terms & Conditions. If you do not agree, please do not use the site or submit your information.
2. About Housing Resolutions
Housing Resolutions is an independent informational service that helps homeowners understand their options when they are struggling with a mortgage. We are not a law firm, a lender, a government agency, or a HUD-approved housing counseling agency, and we are not affiliated with, endorsed by, or sponsored by any of them.
All content on this website is provided for general educational purposes only and does not constitute legal, financial, tax, or professional advice. You should consult a qualified attorney, financial advisor, or HUD-approved housing counselor before making decisions about your mortgage.
3. No Guarantee of Results
We do not guarantee any specific outcome, including but not limited to stopping a foreclosure, saving your home, obtaining a loan modification, or securing any form of mortgage relief. Any decision about your mortgage rests with you and, where applicable, your lender or servicer.
4. Eligibility
This website is intended for use by homeowners in the United States who are at least 18 years of age. By submitting a form, you confirm that the information you provide is accurate and that you are authorized to provide it.
5. Your Responsibilities
You agree to provide accurate and current information, to use the website only for lawful purposes, and not to submit information on behalf of another person without their permission.
6. Communications Consent and Text Message Terms
When you submit a form on this website, you may optionally check two separate boxes. The first confirms that you agree to these Terms & Conditions and our Privacy Policy. The second is your agreement to receive transactional or conversational communications from Housing Resolutions via text messages and phone calls related to your real estate inquiry, such as property details, responses, and appointment confirmations.
Consent is not a condition of any purchase or service. Both checkboxes are optional. You can submit any form on this website without checking either one, and doing so will not limit your ability to receive help from us.
Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Reply HELP for help. You can withdraw your consent at any time by replying STOP to any text message, by telling us during a phone call, or by contacting us using the details below. After you reply STOP, we may send a single message confirming that you have been unsubscribed. Opting out of text messages does not affect your ability to reach us by phone or email.
Carriers are not liable for delayed or undelivered messages. We do not share or sell your mobile phone number or messaging consent to third parties or affiliates for promotional purposes.
7. Third-Party Services, Links, and Content
The website may link to third-party sites or services that we do not control. We are not responsible for their content, terms, or privacy practices. Including a link does not imply endorsement.
8. Intellectual Property
The website's text, graphics, logos, and layout are owned by Housing Resolutions or its licensors and may not be copied, reproduced, or redistributed without our written permission.
9. Disclaimers
The website and all content on it are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the fullest extent permitted by law, Housing Resolutions is not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the website or reliance on its content.
11. Privacy
Our handling of your personal information, including text message consent, opt-out instructions, and data sharing practices, is described in our Privacy Policy, which forms part of these Terms.
12. Governing Law
These Terms are governed by the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions.
13. Changes to These Terms
We may update these Terms from time to time. The version posted on this page is the current version, and continued use of the website after changes are posted means you accept the updated Terms.
14. Contact Us
Questions about these Terms, or want to change how we contact you? Reach us using the details below.
- Housing Resolutions
- Phone: 540-274-1282
- Email: H.A.Consulting22@gmail.com
These Terms & Conditions are provided as a good-faith compliance document covering SMS consent, TCPA, and 10DLC requirements, and should be reviewed by a qualified legal/compliance professional before production use.