When selling may be the right path forward

Selling Your Home

For some homeowners, selling is the cleanest way out of mortgage trouble. Learn when it makes sense and how it works.

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Selling a home is sometimes the most realistic way to resolve mortgage hardship — especially when keeping up with payments no longer makes sense or when foreclosure is approaching. This hub helps you think through whether selling might be right for you, what a sale before foreclosure involves, and how a cash offer differs from a traditional sale.

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Each page answers a specific question and ends with your next step.

Sell Before Foreclosure

Selling Your House Before Foreclosure

Selling before foreclosure is legal in every state and is often the best way to protect your equity and your credit. The key is starting early enough to sell on your terms rather than under a deadline.

Sell to Avoid Foreclosure

Selling to Avoid Foreclosure: A Homeowner's Guide

Selling to avoid foreclosure is a deliberate strategy: using a sale to stop the foreclosure process and walk away with your equity intact. It's often the best option when keeping the home isn't realistic.

Should I Sell?

Behind on Your Mortgage? Should You Sell?

Whether you should sell when you're behind depends on three things: whether keeping the home is affordable long-term, how much equity you have, and how much time the foreclosure process leaves you. This page helps you think it through.

Cash Offers

Cash Offers to Avoid Foreclosure: How They Work

A cash offer is a sale to a buyer who doesn't need financing, so it can close in days rather than weeks. When a foreclosure sale is near, that speed can be the difference between protecting your equity and losing it.

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